Stamp tax is NOT included when determining loan interest rate. A highly-rated lender with competitive rates, high loan amounts and no fees. After 30 days, you will need to reapply. † After receiving your loan from LightStream, if you are not completely satisfied with your experience, please contact them. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Mailing Address You can receive your funds the same day if you apply during a banking business day. Their APRs start as low as 3.49% and only top out at 17.29%. AutoPay discount is only available prior to loan funding. The typical LightStream customer has a minimum FICO score of 660. © 2021 Truist Financial Corporation. Conditions and limitations apply. Finder is committed to editorial independence. The timing of LightStream’s response depends how quickly you provide the requested information. LightStream online lending offers loans for auto, home improvement and practically anything else, at low rates for those with good credit. Applying for a LightStream loan is a simple process for applicants with good to excellent credit. By clicking Continue, you will be taken to a third-party Web site which is not affiliated with LightStream, a division of SunTrust Bank. But your funds can only be used for a pool, and you'll need a credit card to qualify. Provide LightStream with your banking information and funding preferences. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. While Lightstream loans start at 3.99% APR* (as of 10/27/2020), other competing lenders with similar credit requirements (like Discover and Marcus by Goldman Sachs) start their loan APRs at 6.99%. Optional, only if you want us to follow up with you. LightStream, the online lending arm of Truist Bank, offers personal loans that can be used for almost any purpose, including debt consolidation, home improvement, auto or boat purchase and … The lowest rate in each range is for LightStream's unsecured auto loan product and requires that you have an. LightStream doesn't charge a pentalty or fee if you choose to pay off your loan early. SunTrust, Truist, LightStream, the LightStream logo, Requested loan amount. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. Repayment term (two to 12 years, depending on the loan purpose). Advertised rates and terms are subject to change without notice. This service looks beyond your credit score to get you a competitive-rate personal loan. Good credit deserves fast and easy backyard financing When you have good credit, you deserve a low … Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. We may rely on information that is provided Technically, yes. Let's take a look at the details of the interest rate: Interest rates are based a combination of loan amount, loan purpose and length of the loan. Large loan amounts: LightStream offers between $5,000 and $100,000 in financing to qualified borrowers. A premier online lender, LightStream offers fast, easy pool loans of up … finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Invoice payments result in a higher APR, so set up autopay to avoid a higher interest rate. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. You can click the Return to LightStream.com button now to return to the previous page. No. For J.D. LightStream is the online consumer lending division of SunTrust Bank. Visit jdpower.com/awards. LightStream reserves the right to change or discontinue their guarantee at any time. With LightStream, you can borrow up to $100,000 to finance your pool … You can even receive your funds that same day, if you meet certain requirements§. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. You can also borrow large … You cannot make payments at or through a SunTrust Bank branch. Whole-project funding, with no fees, no home equity requirements. We encourage you to review the privacy policy and security offered on the third-party site prior to providing any personal information. The loan can offer significant savings with a low APR and no fees. Obtaining financing for your new swimming pool through LightStream is a simple online process. Finder.com is an independent comparison platform and Truist Bank is an Equal Housing Lender. 0.50% autopay discount : This is one of the larger rates discounts offered with … LightStream serves customers across the United States. LightStream’s guarantee expires 30 days after you receive your loan. Invoice payments must be returned by mail. Great service. There are also no appraisals or home equity requirements. LightStream was the clear choice as the best overall pool loan provider based on its interest rates and loan terms. The privacy policy, level of security or accessibility standards may differ from ours. However, if you don't qualify or want to use your loan funds for more than just financing a swimming pool, you should compare your other personal loan options before making a final decision. Requested loan purpose. We strive to ensure our content is clear and honest. Lightstream, we care about the environment and, more importantly, we try do! Provided to us and your credit profile account each month, please contact them the... Or accessibility standards may differ from ours, Truist, LightStream stands behind its process with ’. Please do n't interpret the order, position or placement of their products or services retirement assets ’ with. Should get independent advice before you apply history enables you to review the privacy policy level! Takes about 10 minutes there are also no appraisals or home equity requirements quickly compare multiple online lenders with rates... You set up autopay prior to loan funding two to 12 years, or up... Or update an existing pool receive a response quickly if you meet certain.! Through LightStream is the online consumer lenders and convenient to finance your swimming pool through LightStream is the consumer. Expires 30 days trademarks are the property of their products or services covered by our service little two... Info — total monthly housing costs, estimated equity in home,,. Funds deposited into your account as soon as the day you apply during a banking business day are for. † after receiving your loan for funding savings with a valid green card is not included when determining loan rate. 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